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Rayl Payments

Get your money moving.

Accept online payments, settle faster, and grow revenue — on one platform built on licensed Payment Service Providers. We build the software; regulated partners hold the funds.

Live · 99.4% uptime

The Rayl Payments dashboard — revenue, orders, returning customers and a transaction-activity chart.

Today’s volume € 18,420 ↑ 12%

Settlement T+1

Accept the ways your customers want to pay

Features

Power your payments with ease.

Everything you need to take a payment and understand it — cards, wallets, local methods, and the analytics to see what’s working.

Usage

20+ payment methods

Cards, Apple Pay, Google Pay, and local rails like Bancontact, iDEAL and SEPA — one integration, surfaced to each customer automatically.

Flexibility

Global payments

Accept payments from customers around the world, in their currency and their preferred method.

Data

Fidelity analytics

10+ datapoints on every checkout, so you understand customers better than they understand themselves.

Speed

Faster checkouts

One-tap, pre-filled, and optimised for conversion. Strong Customer Authentication handled by the PSP, friction kept to the legal minimum.

Payouts

Get paid out, on schedule.

Settlements land predictably so you can plan cash flow. Take payouts in your local currency or in crypto, track balances across methods and markets, and watch funds move with bank-grade logs — settled by our licensed PSP and crypto partners.

Predictable T+1 settlement windows
Payouts in fiat or crypto (USDC, USDT, BTC, ETH)
Payouts run regardless of public holidays
Per-method, per-market balance breakdowns

Available balance € 128,600.44

Cards€ 78,240

Wallets€ 30,110

Local methods€ 20,250

Crypto payoutUSDC 21,500

Benefits

A world of hassle-free payments.

Pricing

Transparent fees

Clear rates from 1% per transaction, with negotiable pricing for high-volume programs. No surprises.

Security

A secure platform

PSD2 SCA, PCI-DSS scope minimised via tokenisation, role-based access, and full audit trails.

Operations

One control room

Customers, payments, refunds, disputes and payouts — monitored from a single command center.

Pricing

Simple pricing that scales with you.

Start free. Pay only when you get paid. Talk to us when volume grows.

Starter

1%+ €0.25 / transaction

For new businesses taking their first payments online.

All major cards & wallets
Hosted checkout
Standard payouts
Email support

Start free

Growth

0.8%+ €0.20 / transaction

For scaling businesses that need local methods and analytics.

Everything in Starter
Local methods (iDEAL, Bancontact, SEPA)
Fidelity analytics
Priority support

Get started

Scale

Customnegotiated rates

For high-volume platforms and marketplaces.

Everything in Growth
Volume pricing
Dedicated PSP routing
Solutions engineer

Talk to sales

20+Payment methods

160+Markets supported

99.4%Authorisation success

T+1Settlement

Developers

Build your own payment flow.

Clean APIs, webhooks, and SDKs designed for production teams.

create-payment.ts

// Create a payment with Rayl
const payment = await rayl.payments.create({
  amount: 4900,
  currency: "EUR",
  methods: ["card", "ideal", "sepa"],
  capture: true,
});

return payment.checkout_url;

Documentation

Comprehensive references, guides, and examples to integrate in an afternoon.

Webhooks

Real-time events for authorisations, settlements, refunds, disputes and payouts.

Plugins

Drop-in integrations for storefronts, CRMs, and accounting tools.

We’re building the platform to scale you to millions.

Start accepting payments with Rayl today.